tool · calculator
How much is at stake, at most?
The GDPR and the AI Act have no price lists for fines - they have upper limits. Enter your annual turnover and the calculator shows the statutory caps under Art. 83 GDPR and Art. 99 AI Act, set against the annual cost of an external DPO. It is a scale of exposure, not a forecast of a fine.
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For groups - the turnover of the whole group. Quick pick (in the selected currency):
Computed locally in your browser. EUR/PLN rate 4.3545 - NBP mid-market rate of 21 Sep 2026 (table 183/A).
These are statutory maximum caps (upper limits), not a forecast of a fine. The actual amount depends on the circumstances in Art. 83(2) GDPR and Art. 99(7) AI Act; most fines imposed are far below the maximum. PLN conversion is indicative.
Fine caps for your turnover
How we calculate
- GDPR, Art. 83(4) - up to EUR 10 M or 2 % of total worldwide annual turnover of the preceding financial year, whichever is higher. Covers, among others, controller and processor obligations (Art. 25-39), certification and code monitoring.
- GDPR, Art. 83(5) - up to EUR 20 M or 4 % of turnover, whichever is higher. Covers, among others, processing principles (Art. 5), legal bases (Art. 6), consent (Art. 7), data subject rights (Art. 12-22), transfers (Art. 44-49) and non-compliance with an authority's order.
- AI Act, Art. 99(3) - prohibited practices (Art. 5): up to EUR 35 M or 7 % of turnover, whichever is higher.
- AI Act, Art. 99(4) - other obligations of operators and notified bodies: up to EUR 15 M or 3 % of turnover, whichever is higher.
- AI Act, Art. 99(5) - incorrect, incomplete or misleading information to authorities: up to EUR 7.5 M or 1 % of turnover, whichever is higher.
- AI Act, Art. 99(6) - for SMEs and start-ups each of the above is the lower of the two amounts. The GDPR has no equivalent rule.
- Why does the result often not change? The percentage of turnover exceeds the fixed amount only above roughly EUR 500 M of turnover. For most companies the cap is therefore the fixed amount - still tens of millions of euros of exposure.
Exposure is one thing. Probability is another.
An external DPO and tidy documentation lower both - and when setting a fine the authority weighs exactly what you did beforehand (Art. 83(2)(c) and (f) GDPR).
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